What is small business lending?
Small businesses are looking for easy, rapid access to small dollar loans, lines of credit and credit cards.
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Small business lending is NOT commercial real estate (CRE)
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According to the SBA, 93% of small business loans are C&I loans less than $250K, while 89% are less than $100K.
![judi smb lending loans judi smb lending loans](https://judi.ai/wp-content/uploads/2023/05/judi-smb-lending-loans.png)
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Small business lending is NOT consumer or commercial lending
![brush stroke e1685342238717 brush stroke e1685342238717](https://judi.ai/wp-content/uploads/2023/04/brush-stroke.png)
McKinsey calls it the “Underserved Middle”. A $75K small business loan should not be treated like a $10K consumer loan or a $5M commercial loan.
Small business is NOT small and midsize businesses (SMB)
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Small and medium are not the same. There are more than 33 million small businesses in the U.S., 31 million of which have less than 10 employees.
![judi what is smb lending employees judi what is smb lending employees](https://judi.ai/wp-content/uploads/2023/05/judi-what-is-smb-lending-employees.png)