Main Street

Making a Business Case for SMB Lending Innovation – Part 4

Determining accurate creditworthiness with an SMB-specific credit risk model and cash flow data analysis. This is the last part of a blog series that explores how innovation in small and medium business (SMB) lending can help community banks and credit unions grow their loan portfolios and form deeper, more profitable customer relationships. Previous posts focused…

JUDI Processes over $750M in CEBA Loans

JUDI.AI Processes Over $750 Million in CEBA Loans

Proud to be helping Canadian credit unions facilitate federal COVID-19 loans faster A recent article published by The Edge talks about nine Canadian fintech start-ups that have made an impact during the pandemic. JUDI.AI feels so darn proud to be acknowledged as one of those companies “doing great things”. JUDI.AI has been recognized for our…

JUDI Named to Emerging Rocket List

JUDI.AI Named to the 2021 Emerging Rocket List

JUDI.AI is pleased to announce that last week we were named to the “2021 Emerging Rocket” list for the Information and Communications Technology (ICT) sector. We consider it a true honor to be listed in such amazing company. “After much research into the trends driving growth in the information technology sector, it became clear that…

Cash Flow Goes Prime Time in SMB Lending

The challenges in small business lending are well documented.  And they just got a lot bigger. Small business – and related lending – is a huge segment of our economy and credit landscape.  But – amounts are small, information is opaque, making the economics challenging and the customer experience prone to disruption.   Risk of business…

Applying AI to SMB Lending – The Foundation

Artificial Intelligence (AI) is a much talked about phenomenon these days.  Our sense is that for most people it is still a fairly abstract or esoteric idea.  We thought we would spend some time breaking it down, specifically as it relates to small business lending. Let’s start with a primer Artificial Intelligence is the science…