Ask the Data Science Guru: Behavioral Scoring in SMB Lending

How does the concept of behavioral scoring apply to SMB lending? This is the last blog of our 3 Part Series – “Ask the Data Science Guru”. The two blogs prior featured musings from the JUDI.AI credit science team, focused on the following questions:  “What role does cash flow data play in the future of credit risk?”  “What opportunities do AI and machine learning…

Ask the Data Science Guru: AI & Machine Learning in Credit Risk Management

What opportunities do AI and machine learning bring to SMB credit risk management? Welcome to Part 2 of our 3 Part Series – “Ask the Data Science Guru”. Our last blog focused on answering the question, “What role does cash flow data play in the future of credit risk?”. Today we asked our credit science team about the opportunities presented by AI and machine learning for SMB credit risk management.   Here’s…