Headquartered in Vancouver, we’re a smart, passionate crew of Ph.D. data scientists, banking industry veterans, accountants, physicists, expert SaaS developers and product strategists who rally around a shared vision:
Our mission is to help lenders access deeper insights into credit risk and financial health to enable faster access to credit for businesses and individuals.
Transforming the Borrowing Experience
Our founders–Troy Wright and Kevin Clark–each spent 30 years in domestic and international banking and had first-hand exposure to small business banking challenges, particularly when it comes to accessing capital. And yet, they understood that it’s critical that these small businesses–the backbone of our economy– gain access to commercial lending quickly in order to thrive and grow.
No strangers to the transformational shift that is taking place in the financial services, our co-founders believe that credit unions and community banks must evolve how they work and problem solve.
Qualifying an individual or small or medium business for a loan has traditionally been long and laborious task, which has limited many institutions’ capacity to scale their commercial lending business. And, when commercial lending customers can’t get a credit decision on the spot, it can lead to shopping around and can result in lost business for the lender.
Enter JUDI.AI: Powerful, Flexible, Fair Credit Decisioning
JUDI.AI stands for underwriting risk assessment intelligence that enables rapid, fair and objective automated loan decisioning. And, it can be configured precisely to any lender’s requirements.
Leveraging JUDI.AI has enabled a number of our North American community bank and credit union clients to both improve loan workflow efficiency and offer a truly differentiated customer borrowing experience.
The JUDI.AI executive team leans on a foundation of substantial experience in the financial services industry and the financial technology sector both here in Canada, and abroad.
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