CEBA Virtual Roundtable: Five key takeaways
Our mission is to help lenders create the ultimate pre- and post- lending experience that drives profitable growth in small business banking relationships
Meet JUDI.AI – Pioneers in cash flow analysis and AI-driven credit decisioning
Headquartered in Vancouver, JUDI.AI is fueled by a smart, passionate team of AI-driven credit scientists, machine learning enthusiasts, fintech developers and financial industry veterans who are committed to re-defining small business lending as friendly, fast and fair for all.
JUDI.AI believes it is critical that small businesses – the backbone of our economy – gain frictionless access to the financial support and business advice they need to survive and grow. But SMB lending can be hard. We want to make it easy for relationship lenders to say “yes” more often to small business borrowers.
Making it easier to say “YES”
Delivering the ultimate pre- and post- lending experience requires innovative ways to make the economics of small business lending work for credit unions, banks and specialty lenders. JUDI.AI is here to digitally evolve your existing SMB lending processes to overcome:
- High risk lending for low margins
- Inefficiencies of manual application intake, underwriting and annual review processes
- Sub-optimal credit assessments due to stale financials and lack of SMB credit scores
Bringing state-of-the-art technology to the age-old institution of lending
By leveraging a combination of automation, cash flow insights, machine learning and SMB-specific credit analysis, JUDI.AI has created a powerful, AI-driven lending analytics platform that has been proven to overcome common barriers to small business lending such as cost-to-serve, risk and efficiency.
Within 4-8 weeks, relationship lenders can transform your entire SMB lending experience by:
– Supplementing traditional credit data sources with real-time cash flow data to make better informed credit decisions
– Applying AI and machine learning to lend more with less risk
– Continuously assessing the financial health of small business borrowers to personalize post-lending advice and product offerings
The JUDI.AI lending analytics platform has analyzed 25M+ banking transactions and reviewed over $1 billion worth of small business loan applications. Three out of the top ten largest credit unions in Canada are current customers, including Vancity – Canada’s largest credit union.
Our values
JUDI.AI is different to the core — our values of fairness, collaboration, diversity, and innovation are inherent to every relationship we form. Our relationships with credit unions such as Vancity, DUCA, Servus and Sudbury Credit Union are good examples of how we love to work out visionary roadmaps and how we nurture each relationship.
Our pledge
JUDI.AI pledges 1% of our equity, revenue, time and product to not-for-profits of our customers’ choice.
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