Integris Credit Union Selects JUDI.AI to Support CEBA Loan Refinancing Strategy for Small Business Members
Leverage portfolio reporting and account-level insights to prioritize opportunities that accelerate SMB loan portfolio growth
JUDI.AI provides loan portfolio reporting that summarizes risk and growth opportunities based on banking transactions and cash flow data insights. With powerful lending analytics, relationship lenders can prioritize account activities to improve the financial health of struggling SMBs and upsell service offerings when and where it makes sense.
Key performance indicators that help you analyze the composition and fairness of your SMB loan portfolio
JUDI.AI’s loan portfolio reporting provides visibility into key performance indicators such as number of new SMB borrowers, loan applications, approvals, amounts, missed payments, account openings and types of loan products. Cash flow data metrics such as debt service coverage ratio, financing cash flow and operational cash flow can be used to customize segmentation criteria and automatically flag small businesses that qualify for upsell campaigns, including pre-approval credit cards.
Reports for sharing valuable insights with your SMB borrowers
JUDI.AI provides transparency into the characteristics and risk associated with each SMB loan. Insights can be gathered based on industry benchmarks, business trends and individual SMB performance. This data can be used to coach small businesses on improving financial operations and growing their business.
Darren Galan
Vice President Business Banking at Servus Credit Union
“Servus is committed to doing whatever we can to help our business members improve resiliency, innovation and adaptation. First step was to quickly alleviate the urgent need for financing. Now we can take a deep breath and turn our focus to proactively offering the business advice and services that will help our small business members pivot, succeed and grow beyond the pandemic.”
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