Reduce SMB loan deferrals and defaults through continuous financial risk monitoring
JUDI.AI provides continuous cash flow performance monitoring so that you can keep track of the financial health and habits of each small business borrower post-lending. Proactively flag and investigate predictive high risk signals such as NSFs, missed payments, debt service coverage ratio (DSCR), new line of credit payments and negative account balance trends.
Real-time financial health monitoring to immediately flag post-lending SMB credit risks
Cash flow predictions and forecasts to proactively support SMB needs
JUDI.AI tracks business predictors such as deposits and net operating cash flow trends using powerful AI-driven cash flow forecasting. Re-scoring based on the predicted risk of loans presents an opportunity to personalize financial advice and proactively fend off defaults and deferrals.
A move from the annual SMB loan review process to an “all-the-time” review process
Continuous cash flow performance monitoring moves lenders away from resource-intensive annual reviews to keeping a month-by-month pulse on small business performance. Time historically spent preparing for annual reviews can more re-focused on growing your relationship with small business customers and members – and building relevant SMB credit history faster for new potential borrowers.
“The JUDI.AI team felt more like partners than vendors. What excites me about JUDI.AI is not only the rate that the product is evolving and maturing, but also their team’s willingness to work with us. The people behind the platform really make the difference.”
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